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A hassle-free & rewarding savings plan

Aspire to reach your savings goal with us

AXA Aspire Invest

AXA Aspire Invest is a hybrid savings plan, designed to help you to save now and at the same time provide protection against any unforeseen events that might happen to you.

The plan consists of a Non-Participating Component that provides you stable returns with guaranteed benefits. On the other hand, AXA Aspire Invest also comprises an Investment-Linked Component that provides you with potentially higher returns.

With the best of both worlds, AXA Aspire Invest can boost your savings through a well-balanced risk exposure. This plan has a short period of premium payment for you to commit to your savings goal and you can enjoy the benefits for up to 30 years.

There are 4 special features to help you to receive potential cash rewards in the future. These 4 special features are Loyalty Bonus, Savings Booster, Maturity Booster and Guaranteed Maturity Value. We introduced this product with just one goal in mind - to help you to reach your savings goal surely and safely!

Key benefits explained
  • More Rewards for Your Commitment

    Saving with AXA Aspire Invest is easy and rewarding. From the 6th policy year, we will credit additional value to your savings as Loyalty Bonus. On top of that, we will celebrate your 10th policy anniversary with AXA Aspire Invest by rewarding you with a Savings Booster which can be up to 43% of the Basic Sum Insured.

  • Secure Your Maturity Benefit

    We protect your savings goal by providing a Maturity Booster when your policy matures, which can boost up your savings value by up to 55% of your Basic Sum Insured. Furthermore, we provide Guaranteed Maturity Value up to 272% of your Basic Sum Insured. Upon maturity, by combining savings value from Non-Participating Component and Investment-Linked Component, you will enjoy much higher returns.

  • Hassle-Free Enrolment

    Start saving with us, just by answering a simple health questionnaire.

  • Short Term Financial Commitment

    Start and end your financial commitment early so that you can enjoy life now! AXA Aspire Invest requires 5 years premium payment term only and you can harvest your investment returns after 15, 20 or 30 years.

  • Death or Total & Permanent Disability (TPD) Benefit

    Protect you and your family against any unforeseen circumstances that might happen to you such as death or TPD before age 70.

  • Additional Accidental Death or TPD Benefit

    In the event of an accident that causes death or TPD before age 70, we will pay an additional 100% of the total premium paid, and subject to RM 2,000,000 per life.

Interested in this product?
What we do not cover?

a. Death due to suicide within twelve (12) months from the issue date or any date of reinstatement, whichever is later.

b. TPD due to:
i. any self-inflicted injury or suicide, while sane or insane;
ii. service in the armed forces in time of declared or undeclared war or while under orders for warlike operations or making an arrest as an officer of the law;
iii. any pre-existing or recurring, injury, disease, illness or disablement which the Insured suffered prior to Issue Date or any date of reinstatement of this Policy, whichever is later;
iv. participation in hazardous activities like boxing, skiing, wrestling, diving, mountaineering, rappelling, river rafting, rapid shooting, any form of racing other than on foot, or any speed or endurance contest;
v. participation in any airborne activities other than as a fare-paying passenger on a public licensed air service;
vi. the attempt or commission of assault or any unlawful act by the Insured; or
vii. events while under the influence of alcohol, any narcotics, drugs or substance abuse.

c. Accidental Death or TPD due to:
i. any self-inflicted injury or suicide, while sane or insane;
ii. disease or infection of any kind (unless the bacterial infections occur in connection with or as a consequence of accidental bodily injury);
iii. taking poison, drugs not prescribed by Medical Practitioner, alcohol, sedatives, or inhaling gas (except from hazard incidental to occupation);
iv. the attempt or commission of assault or any unlawful act by the Insured;
v. service in the armed forces in time of declared or undeclared war or while under orders for warlike operations or making an arrest as an officer of the law;
vi. participation in any airborne activities other than as a fare-paying passenger on a public licensed air service;
vii. pregnancy, childbirth, miscarriage or any of their consequences;
viii. pre-existing physical or mental defect or infirmity;
ix. any act due to strike, riot and civil commotion;
x. any pre-existing, or recurring, injury, disease, illness or disablement which the Insured suffered prior to Issue Date or any date of reinstatement of this Policy, whichever is later; or
xi. participation in hazardous activities like boxing, skiing, wrestling, diving, mountaineering, rappelling, river rafting, rapid shooting, any form of racing other than on foot, or any speed or endurance contest.

For the full list of exclusions, kindly refer to the product brochure, available for download below.

AXA Aspire Invest - Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad