In these unsettling times, we understand the importance of having a strong cash flow for your essential needs while keeping yourself and your loved ones protected.
In line with our strong purpose to empower better lives, we are committed to alleviate your financial burden during this period and help you weather through other challenges that you may be facing.
We are pleased to introduce AXA FlexiCover Motor, which allows Private Car and Motorcycle policyholders to sign up and renew their motor policy for 6 months at only 50% of the premium.
We hope this measure will relieve you from your financial distress and importantly provide you with peace of mind on the road during these trying times.
1. How can I sign up for AXA FlexiCover Motor?
All policyholders with the following criteria will have the option to cover for 6 months period of insurance:
2. What is the difference between AXA FlexiCover Motor and 6 months extension?
3. Can I renew my road tax with AXA FlexiCover Motor?
Yes you are eligible to renew your road tax with AXA FlexiCover Motor for 6 months. Please renew your road tax within the stipulated timeline as required by the Ministry of Transport.
4. How is the premium being computed?
The premium computation will be on pro-rate basis.
5. What should I do after the 6 months renewal?
In order to enjoy continued coverage, we encourage you to extend the policy to another 6 months, so that you will enjoy the next level of No Claim Discount for next renewal.
6. If I wish to cancel the policy due to vehicle sold after 6 months renewal, how is the refund being calculated?
All cancellation will be on pro-rate basis.
7. Can I renew less than 6 months?
No, the minimum period of cover is 6 months to coincide with JPJ Roadtax renewal option (6/12months).
8. I have a Motor Related Personal Accident cover (DPP, DPPA and MCPA) together with my motor policy. Will the 6 months cover affect my PA cover?
Yes, your DPP, DPPA and MCPA will be covered for 6 months at 50% premium as well.
9. Does AXA FlexiCover Motor apply to Master Policy?
AXA FlexiCover Motor does not apply to Master Policy.
Contact AXA partners to find out more
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)