Comprehensive Car Insurance Plan

Damage and theft of your car can be a strain on your finances. Protect your car with this comprehensive plan.


Your car is essential in getting to where you need to be everyday. SmartDrive is the car insurance plan that protects you against loss and inconvenience in the event of theft or damage to your car.

Want to learn more about how motor insurance detariffication in Malaysia will affect you? Find out by clicking here.

Key benefits explained
  • Fast Forward your claims in 4 working days
    • Claims below RM5000 approved in 4 working days* upon full submission of documents.
    • Claims RM5000 & above approved in 6 working days* upon full submission of documents.
      - Excluding claims under further investigation and claims with severe vehicle damage.
  • 24/7 emergency road assistance

    24 hour hotline service for car breakdown and towing services

  • Instant coverage with road tax renewal

    Get your car insurance online 24/7 and renew your road tax at MYEG

  • No extra costs

    No loading for cars up to 10 years old and insured value between RM20,000 to RM300,000

  • Repair warranty

    6-month warranty for all repairs by our Panel Repairer

  • Extend your coverage

    Options to include coverage for flood, landslide, or damage from riots

  • Optional windscreen cover

    Panel of over 200 windscreen workshops, with easy claims and no impact on your NCB

Interested in this product?
What we do not cover

1. Death or injuries to policyholder, unless Smart Protection insurance is purchased
2. Damage caused by flood, unless extended coverage for flood is purchased
3. Damage to vehicle caused by use in motor sports or competition

For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Important Product Details
Underwritten by AXA Affin General Insurance Berhad