Critical Illness may strike at any time and often catches us off guard. You will have access to the funds you need to seek early treatment for better chance of recovery and to cope with unexpected changes in your lifestyle, both financially and emotionally.
Provide you the access to the funds you need for early treatment to ease your financial burden and for a better chance of recovery.
Provide you with added funds for better chances of cancer survival with early treatment.
Second medical opinion for the diagnosed medical condition and psychological counselling service for emotional support.
A critical illness protection plan that gives you peace of mind as there will be no waiting period between claims.
A plan that will pay you an extra 10% on the amount you have insured for angioplasty and other invasive treatment for major coronary artery disease.
A plan that will pay you an extra 10% of the amount you have insured for diabetic complications.
1. Any illness or surgery other than diagnosis of or surgery for a Critical Illness Event as defined in the Critical Illness Table;
2. The signs or symptoms of the Critical Illness Event defined under advanced stage is manifested prior to or:
-i. within sixty (60) days of a Critical Illness Event under Critical Illness Category of Cancer, Heart Attack, Coronary Artery Disease; or
-ii. within thirty (30) days for all other Critical Illnesses Events;
from the supplement effective date or any reinstatement date of this rider, whichever is later;
3. The signs or symptoms of any Critical Illnesses Events under early stage, intermediate stage, Critical Illness Category of Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease and Diabetic Complications is manifested prior to or within sixty (60) days from the supplement effective date or any reinstatement date of this rider, whichever is later.
- **For the full list of exclusions, kindly refer to the product brochure, available for download below.**
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)