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An online plan that covers 50 Early and Advanced Stage critical illness conditions

eCritical Early Care – Protection against 50 critical illness conditions online just for you

eCritical Early Care

The importance of health is in the minds of most people and there’s an increased interest in healthy lifestyle within society today. Medical advancement and increase in awareness of illnesses have resulted in most of us being more proactive in taking preventive measures such as early screening for signs of critical illness.

While early diagnosis can increase the chance of recovery, more often than not, we overlook the need for additional finances to support our necessities and our dependents during our recovery stage. To ensure there is adequate protection against critical illness now and in the future, we meticulously designed eCritical Early Care that covers all these needs. The best part is that you can purchase eCritical Early Care online directly with a few clicks.

Key benefits explained
  • Affordable online critical illness plan

    Pay only RM7.20/month for RM50,000 coverage. Easy on your pocket!

    ¹This premium is based on a male non-smoker aged 30 and paying premium monthly

  • Sum insured of up to RM250,000

    Enjoy high sum insured of up to RM250,000 with eCritical Early Care.

  • Protection for 50 different critical illness conditions

    Coverage for 50 critical illness conditions (20 Early stage, 30 Advanced stage).

  • Fuss-free critical illness protection

    Hassle-free critical illness plan with no medical checkup and exclusively available online.

  • Payout for Early- and Advanced-stage conditions

    Payout of 50% of basic sum insured for Early Stage critical illness and 100%² of basic sum insured for Advanced Stage critical illness.

    ²The total claims payout is up to 100% of the basic sum insured

Interested in this product?
What we do not cover?

1. Any illness or surgery other than diagnosis of or surgery for a Critical Illness Event as defined in the Critical Illness Table;

2. Any pre-existing illness which has existed prior to the Effective Date or any reinstatement date of this Policy, whichever is later;

3. Signs or symptoms of any Critical Illness Event as defined under Advanced Stage manifested during:
(i) first sixty (60) days for Heart Attack, Coronary Artery By-Pass Surgery, Cancer; or
(ii) first thirty (30) days for all other Advanced Stage Critical Illness Events;
from the Effective Date or any reinstatement date of this Policy, whichever is later.

4. The signs or symptoms of any Critical Illness Event defined under Early Stage is manifested during the sixty (60) days from the Effective Date or any date of reinstatement of this Policy, whichever is later.

For the full list of exclusions, kindly refer to the product brochure, available for download below.

eCritical Early Care - Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad