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eCritical Early Care – Protection against 50 critical illness conditions online just for you
eCritical Early Care – Protection against 50 critical illness conditions online just for you
The importance of health is in the minds of most people and there’s an increased interest in healthy lifestyle within society today. Medical advancement and increase in awareness of illnesses have resulted in most of us being more proactive in taking preventive measures such as early screening for signs of critical illness.
While early diagnosis can increase the chance of recovery, more often than not, we overlook the need for additional finances to support our necessities and our dependents during our recovery stage. To ensure there is adequate protection against critical illness now and in the future, we meticulously designed eCritical Early Care that covers all these needs. The best part is that you can purchase eCritical Early Care online directly with a few clicks.
Pay only RM7.20/month for RM50,000 coverage. Easy on your pocket!
¹This premium is based on a male non-smoker aged 30 and paying premium monthly
Enjoy high sum insured of up to RM250,000 with eCritical Early Care.
Coverage for 50 critical illness conditions (20 Early stage, 30 Advanced stage).
Hassle-free critical illness plan with no medical checkup and exclusively available online.
Payout of 50% of basic sum insured for Early Stage critical illness and 100%² of basic sum insured for Advanced Stage critical illness.
²The total claims payout is up to 100% of the basic sum insured
1. Any illness or surgery other than diagnosis of or surgery for a Critical Illness Event as defined in the Critical Illness Table;
2. Any pre-existing illness which has existed prior to the Effective Date or any reinstatement date of this Policy, whichever is later;
3. Signs or symptoms of any Critical Illness Event as defined under Advanced Stage manifested during:
(i) first sixty (60) days for Heart Attack, Coronary Artery By-Pass Surgery, Cancer; or
(ii) first thirty (30) days for all other Advanced Stage Critical Illness Events;
from the Effective Date or any reinstatement date of this Policy, whichever is later.
4. The signs or symptoms of any Critical Illness Event defined under Early Stage is manifested during the sixty (60) days from the Effective Date or any date of reinstatement of this Policy, whichever is later.
For the full list of exclusions, kindly refer to the product brochure, available for download below.
AXA-eCriticalEarlyCare-Brochure(Eng) (1).pdf
173 KB
2 eCritical Early Care_PDS_Individual_clean (002).pdf
1465 KB
3 eCritical Early Care_PIS_clean_v1.pdf
467 KB
4 AXA eCritical Early Care_Policy Contract_Individual_clean.pdf
1074 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
