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Home Insurance Plan

Damage or break-ins to your home can be financially and emotionally distressful for you and your family.

SmartHome Optimum (Enhanced)

Safeguard your home and valuable contents with one easy plan.

Key benefits explained
  • Secure your home and its contents

    Cover your building and contents against fire, lightning, flood and other natural disasters

  • Replace your damaged items with new ones

    Pay you the insured value of your damaged item so you can purchase a brand new replacement

  • Cover accidental damage to home contents

    Protect your home contents including TV, laptop or others against accidental damage

  • Option to cover only home contents

    Allow you to choose fixed plan or tailor the protection and benefits to cover just your precious belongings

  • Protection against bursting of water tanks or pipes

    Cover damages to building and belongings resulting from bursting or overflowing of water tanks and pipes

  • Protect your personal belongings worldwide

    24/7 protection for your personal belongings such as jewellery and watches, anywhere in the world

Interested in this product?
What we do not cover

1. Damage to building due to landslide, unless extended coverage for landslide is purchased
2. Damage caused by termites
3. Jewellery in excess of 1/3 or 1/2 of total insured amount depending on selected option

For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Underwritten by AXA Affin General Insurance Berhad