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Hospital cash benefit for unexpected hospitalization expenses or death

Hospital Income Plan to ease your financial burden in the event of Hospitalization or Death

Hospital & Life Protector

You may always plan and take extra care in anything you do, but illnesses and accidents can still happen any time, and it can bring unexpected financial burden. Our Hospital & Life Protector provides you with hospital income benefit that helps you focus on recovery in the event of hospitalisation and covers death.

Key benefits explained
  • Daily cash benefit up to RM750* per day for Hospitalisation
    • Cash benefit up to RM250 per day if hospitalised due to illness or accident
    • Double daily cash benefit of up to RM500 per day if hospitalised due to Dengue
    • Triple daily cash benefit of up to RM750 per day if hospitalised in Intensive Care Unit
    • Only for Intensive Care Unit
  • Pay the level premium for 8 years to enjoy 8 years hospital income benefit and 15 years Death coverage

    Premiums do not increase according to your age. You only need to pay the level premium for 8 years to enjoy 8 years hospital income benefit and 15 years Death coverage

  • Option to purchase plan with maturity benefit and receive 50% return of premium upon maturity

    You may opt for maturity benefit to receive 50% refund of premiums paid upon maturity, provided the policy is still in force and the insured is still alive, even with claims made during the policy term.

Interested in this product?
What we do not cover?

1. Hospitalisation primarily for investigatory purposes
2. Pre-existing Illness which is existed prior to Issue Date or date of Reinstatement, whichever is latest.
3. Specified Illnesses occurring during the first 120 days of continuous cover following the Issue Date or date of Reinstatement whichever is latest.
4. Any medical or physical conditions arising within the 30 days following the Issue Date or date of Reinstatement.
5. Confinement in a Hospital as a result of the Dengue treatment which is manifested within 30 days following the Issue Date or date of Reinstatement of the Policy, whichever is later.

For the full list of exclusions, kindly refer to our factsheet, available for download below.

This product is for you if...

1. Your age is 18 to 60 years old, the plan available is Plan 100, 150, 200 and 250.
2. Your age is 61 to 65 years old, the plan available is Plan 100, 150 and 200.

Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad