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OneMedic Elite that serves all your medical protection needs
OneMedic Elite that serves all your medical protection needs
Every day you are presented with options and we want to make sure the choices that you make help you become better every day. One of the important choices is buying medical insurance for yourself and your family.
There are many medical insurance products available in the market and we are here to help you make the right choice by offering OneMedic Elite, the one medical plan that provides you and your family peace of mind with comprehensive medical coverage.
OneMedic Elite also comes with value-added features that allow you to enjoy more savings from lower insurance charges with the Deductible option and No-Claim Bonus.
To give you peace of mind on the rising medical costs in the future, this plan offers a special feature that automatically increases your medical coverage. Your initial Annual Limit will increase by 10% for every 5 policy years starting from the rider effective date, subject to a maximum of 100% of your initial Annual Limit.
AXA AFFIN Life is always on the forefront of technology development and we want to help you take advantage of medical technology. Therefore, OneMedic Elite will provide a reimbursement of up to RM30,000 for genomic test for cancer. At the same time, you can access holistic treatments including chiropractic, acupuncture, traditional and complementary medicines that help in your recovery.
In the event you suffer from any disease that requires you to be admitted in an isolation ward of any government hospital, we will pay double the Daily Allowance for Hospitalisation in Government Hospital, to support your daily living expenses and so that you can focus on your recovery. This coverage is very relevant in the current situation of pandemic threats.
A daily allowance will be provided to you if you are hospitalised in a normal ward for any admission in a government hospital.
AXA AFFIN Life wishes to provide you a lifetime of coverage and thus it is necessary to have unlimited lifetime medical limit to support you up to age 100¹. Also, no lifetime limit for outpatient cancer treatment and kidney dialysis.
¹ Terms and conditions apply.
Enjoy an increasing No-Claim Bonus up to a maximum of 20% discount on your insurance charges.
Opt for a deductible to enjoy further rebate on your insurance charges, if you or your employer decide to first pay a selected amount of your medical expenses while we will reimburse the remaining medical expenses. There are 5 deductible options, the higher the deductible amount, the higher the discount on your insurance charges.
1. Pre-existing illnesses.
2. Specified illnesses occurring within the waiting period.
3. Any disabilities, medical or physical conditions and its signs and symptoms occurring within the waiting period, except for injuries due to accident.
For the full list of exclusions, kindly refer to the product brochure, available for download below.
AXA-OneMedicElite-Brochure(July2020)(Eng)(HR).pdf
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AXA-OneMedicElite-Brochure(July2020)(BM)(HR).pdf
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AXA-OneMedicElite-Brochure(July2020)(Mand)(HR).pdf
1970 KB
ENG_Standard ILPs Education Guide by LIAM.pdf
1395 KB
BM_Standard ILPs Education Guide by LIAM.pdf
1230 KB
CN_Standard ILPs Education Guide by LIAM.pdf
950 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
