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One medical plan that balances your medical protection needs and affordability

OneMedic Lite that balances medical protection and affordability

OneMedic Lite

Every day you are presented with options and we want to make sure the choices that you make help you become better every day. One of the important choices is buying medical insurance for yourself and your family.

There are many medical insurance products available in the market and we are here to help you make the right choice by offering OneMedic Lite, the one medical plan that provides you and your family peace of mind and at the same time fits your budget.

OneMedic Lite features 4 key benefits that will fulfil yours and your family’s medical protection needs.

Key benefits explained
  • Cash Relief in the Event of Medical Quarantine

    In the event you suffer from any disease that requires you to be admitted in an isolation ward of any government hospital, we will pay double the Daily Allowance for Hospitalisation in Government Hospital, to support your daily living expenses and so that you can focus on your recovery. This coverage is very relevant in the current situation of pandemic threats.

  • Daily Allowance for Hospitalisation in Government Hospital

    A daily allowance will be provided to you if you are hospitalised in a normal ward for any admission in a government hospital. 


  • No Lifetime Limit

    AXA AFFIN Life wishes to provide you a lifetime of coverage and thus it is necessary to have unlimited lifetime medical limit to support you up to age 100¹. Also, no lifetime limit for outpatient cancer treatment and kidney dialysis.

    ¹ Terms and conditions apply.

  • Deductible

    Choose your option of deductible to enjoy further rebates on your insurance charges, if you decide to first pay a selected amount on your medical expenses while we will reimburse the remaining medical expenses.

Interested in this product?
What we do not cover?

1. Pre-existing illnesses. 


2. Specified illnesses occurring within the waiting period. 


3. Any disabilities, medical or physical conditions and its signs and symptoms occurring within the 
waiting period, except for injuries due to accident. 


For the full list of exclusions, kindly refer to the product brochure, available for download below.

Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad