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Essential protection at affordable premiums
Essential protection at affordable premiums
Your family is the most important asset you can protect. Nobody can predict what may happen tomorrow. A single unfortunate event can change your family’s life forever. You can’t stop it, but you can take proactive steps to protect their financial future.
eLife Protector+ is a yearly renewable pure protection plan up to age 75.
Upon death, or Total Permanent Disability (TPD) prior to age 70, a lump sum payment up to RM500,000 will be payable to you or your loved ones.
An additional 100% of Sum Insured will be payable in the event of death due to accident, subject to a maximum of RM2,000,000 per life.
This product is auto-renewed yearly until the age of 75 years, provided that premiums are paid on time.
Choose a pay-out amount starting from RM25,000 to RM500,000.
Just answer 4 simple questions. No medical examinations required!
1. Death due to suicide within 1 year from the Issued Date.
2. TPD due to suicide, attempted suicide or self-inflicted injuries, while sane or insane.
3. Death due to accidental causes which has resulted from any pre-existing, or recurring, injury or disablement which the Insured suffered prior to Issue Date.
For the full list of exclusions, kindly refer to our brochure, available for download below.
1. You are aged below 16 or above 55.
2. You work with heavy machinery/in high-risk occupations.
3. You are classified as ‘obese’ in BMI standards.
4. You are not a Malaysian citizen.
eLife Protector+_FAQ.pdf
310 KB
eLife Protector+ Fact Sheet_updated.pdf
244 KB
eLife Protector+_PDS.pdf
158 KB
eLife Protector+_Declaration&Authorization.pdf
157 KB
eLife Protector+_Contract.pdf
515 KB
2 eLife Protector+_PDS_v0719_BM.PDF
158 KB
5 eLife Protector+_Contract_20190903_BM_clean.pdf
511 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
