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Protect you and your family against accidents and injuries from just RM0.33 a day
Protect you and your family against accidents and injuries from just RM0.33 a day
You may not be able to foresee accidents in the future, but you can always plan ahead. SmartPA secures you and your family with a wide range of coverage and benefit in the case of unexpected events
Pays double the sum insured for accidental death or permanent disablement whilst travelling on a public transport, travelling overseas, or as a victim of snatch theft/robbery
Upon renewal, your sum insured for accidental death or permanent disablement will increase 10% per year, up to 50%
Guarantees medical expenses resulting from accidents up to RM9,000
Enjoy savings on your total premium when you extend the protection to your family
Pays up to RM300 for loss or damage to personal items due to snatch theft/robbery
Up to RM200 per day and a maximum of 100 days for hospitalization due to accidents
1. Intentional self-inflicted Injury, suicide or attempted suicide
2. Illnesses and diseases
3. Injuries resulting from engagement in professional sports or dangerous activities such as winter sports, sky diving and bungee jumping
4. People employed in hazardous occupations
For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.
Brochure & Proposal Form - SmartPA ENG V5.pdf
709 KB
SmartPA-Policy-Wording.pdf
59 KB
SmartPA PDS.pdf
85 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
