Personal Accident Plan With Wide Coverage

Protect you and your family against accidents and injuries from just RM0.33 a day


You may not be able to foresee accidents in the future, but you can always plan ahead. SmartPA secures you and your family with a wide range of coverage and benefit in the case of unexpected events

Key benefits explained
  • Double payout up to RM1.5mil

    Pays double the sum insured for accidental death or permanent disablement whilst travelling on a public transport, travelling overseas, or as a victim of snatch theft/robbery

  • Renewal bonus up to 50%

    Upon renewal, your sum insured for accidental death or permanent disablement will increase 10% per year, up to 50%

  • Hassle-free cashless admission to panel hospitals

    Guarantees medical expenses resulting from accidents up to RM9,000

  • Protect your family

    Enjoy savings on your total premium when you extend the protection to your family

  • Covers snatch theft and robbery

    Pays up to RM300 for loss or damage to personal items due to snatch theft/robbery

  • Daily cash allowance

    Up to RM200 per day and a maximum of 100 days for hospitalization due to accidents

Interested in this product?
What we do not cover

1. Intentional self-inflicted Injury, suicide or attempted suicide
2. Illnesses and diseases
3. Injuries resulting from engagement in professional sports or dangerous activities such as winter sports, sky diving and bungee jumping
4. People employed in hazardous occupations

For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Important product details
Underwritten by AXA Affin General Insurance Berhad