The average protection gap for families with a primary wage earner not covered by either life or medical insurance was at RM723,000 per family*
*Source: 2012 Underinsurance Study in Malaysia, LIAM & UKM Dec 2013
The average protection gap for families with a primary wage earner not covered by either life or medical insurance was at RM723,000 per family*
*Source: 2012 Underinsurance Study in Malaysia, LIAM & UKM Dec 2013
Our priorities in life will change according to different life stages and this has an impact on our financial needs. Save and protect your future by ensuring that you meet the financial requirements at each stage of your life, against any unforeseen circumstances and events.
Adjust your protection and investment level according to your life stages / circumstances.
Include a wide-range of supplementary benefits to make the perfect combination to meet your needs.
Increase your investment by topping-up your commitment without any change to the coverage.
Provide contingency funds for your loved ones in the unfortunate event of your death or total & permanent disability (TPD).
1. Suicide within twelve (12) months from the issue date or any date of reinstatement, whichever is later.
2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.
For the full list of exclusions, kindly refer to the product brochure, available for download below.
Your age is 71 and above.
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)