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Road protection at the touch of a button

The first-of-its-kind telematics motor insurance that comes with Microtag for peace of mind during emergency.

AXA SmartDrive Safe Private Car

AXA SmartDrive Safe is an innovative motor insurance plan that comes with a wire-free and self-powered Microtag to provide emergency roadside assistance at the touch of a button.


The Microtag connects with AXA SmartDrive Safe app via Bluetooth for Automatic Driver Recognition, helping you to reduce distractions on the road and focus on driving safely.

Key benefits explained
  • Automatic Accident Alert & Emergency Assistance Response (eCall)

    When your vehicle gets into severe accident and triggers the alert, you will receive eCall for prompt assistance.

  • Breakdown & Emergency Roadside Assistance (bCall)

    In the event of car breakdown or emergency, press the SOS button on Microtag . Our 24/7 Call Centre will call you and provide immediate assistance.

  • Safe Driving Alert (SDA)

    Real time friendly ‘beeping’ alerts that notify you on unsafe events, prevent phone distractions and speeding whilst keeping your passengers safe.

  • Safe Driving Points

    Get rewarded by driving safe. The safer you drive, the more points you will earn. Use your points to redeem the e-vouchers.

  • Key Care Protection

    Up to RM1,500 for loss or damage to your car key due to theft, robbery or house break-in.

  • Flood Relief Allowance

    Up to RM1,500 in the event of damage to your car due to flood.

  • Free 24/7 Emergency Towing up to 200km

    Dial our 24-hour hotline service 1800-88-1033 for towing services up to 200km when your vehicle meets an accident or breaks down.

  • All Drivers Extension

    Get waiver of RM400 compulsory excess in the event of a claim by unnamed drivers of your vehicle.

Interested in this product?
This product is available through partners or our branch offices.

What we do not cover

1. Death or injuries to policyholder, unless Driver and Passengers PA (DPPA) insurance is purchased.

2. Damage to vehicle caused by use in motor sports or competition.

3. Damage to vehicle when driving whilst intoxicated.

Important Product Details
Underwritten by AXA Affin General Insurance Berhad