Saving can be as easy as a few clicks!
eSaver is a 5-year non-participating endowment plan with 4 years of premium payment term. This plan provides Death Benefit, Guaranteed Cash Endowment and Guaranteed Maturity Benefit.
Benefits
Guaranteed Cash Endowment
Guaranteed Maturity Benefit
Death Benefit
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Enjoy death coverage up to 108% of total premium paid.
Guaranteed Cash Endowment
Guaranteed Maturity Benefit
Death Benefit
Guaranteed Acceptance
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Enjoy death coverage up to 108% of total premium paid.
Start saving with eSaver without going through any medical check-ups or medical questionnaires.
Guaranteed Cash Endowment
Guaranteed Maturity Benefit
Enjoy annual cash payment that increases every 2 years, up to a total of 20% of annual premium!
Enjoy 105% of total premium paid at the end of 5th policy year, in addition to the Guaranteed Cash Endowment.
Flexible sum insured
Choose a pay-out amount starting from RM25,000 to RM500,000.
Easy and simple sign-up
Just answer 4 simple questions. No medical examinations required!
Maturity benefit
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your Account Value (if any).
Loyalty bonus
Every 2 policy years starting from 6th policy anniversary onwards, an additional 0.5% of the average monthly account value over the last 2 years will be credited into your account value.
Loyalty booster
On 20th policy anniversary, an additional 20% of the average monthly account value over the last 10 years will be credited to your account value based.
Guaranteed renewal
Your policy is guaranteed to be renewed up to age 100 at your option⁵ and without underwriting.
Short Term Financial Commitment
Start and end your financial commitment early so that you can enjoy life now! AXA Aspire Invest requires 5 years premium payment term only and you can harvest your investment returns after 15, 20 or 30 years.
Death or Total & Permanent Disability (TPD) Benefit
Protect you and your family against any unforeseen circumstances that might happen to you such as death or TPD before age 70.
Additional Accidental Death or TPD Benefit
In the event of an accident that causes death or TPD before age 70, we will pay an additional 100% of the total premium paid, and subject to RM 2,000,000 per life.
Potential dividends to enhance your wealth accumulation
Further potential upsides
Lump sum benefit at maturity
Receive additional non-guaranteed cash dividends that is projected to be payable from the end of the 2nd policy year.
Enjoy the flexibility to invest your guaranteed annual income and non-guaranteed cash dividends into our professionally managed investment funds to enhance your returns.
Receive lump sum payment of basic sum insured, non-guaranteed terminal dividend (if any), accumulated annual income (if any) and accumulated non-guaranteed cash dividends (if any) at maturity.
Further potential upsides
Lump sum benefit at maturity
Option to enhance protection by adding supplements
Enjoy the flexibility to invest your guaranteed cash endowments and non-guaranteed cash dividends into 4 choices of professionally managed funds.
Upon maturity, you will receive the lump sum payment of basic sum insured as well as non-guaranteed terminal dividend, accumulated cash endowment, and accumulated non-guaranteed cash dividends (if any).
You can enhance your protection by combining PaySaver+ to Payor Benefit Add-ons, Waiver of Premium Add-ons or Spouse Payor Benefit Add-ons to enhance your protection. While additional premiums are required for supplementary protection, your premiums will be waived should an unexpected event happen to you.
