Savings & Life Protection

Wealth Protect Assure 2

Protection & Investment in One Plan

Our priorities in life will change according to different life stages and this has an impact on our financial needs. Save and protect your future by ensuring that you meet the financial requirements at each stage of your life, against any unforeseen circumstances and events.

Benefits

Flexible investment options to help you gain more
Flexible choice to build contingency funds
Flexible commitment to cater to your financial needs

Adjust your protection and investment level according to your life stages / circumstances.

Include a wide-range of supplementary benefits to make the perfect combination to meet your needs.

Increase your investment by topping-up your commitment without any change to the coverage.

Flexible investment options to help you gain more
Flexible choice to build contingency funds
Flexible commitment to cater to your financial needs
Protection in the event of death and total & permanent disability (TPD)

Adjust your protection and investment level according to your life stages / circumstances.

Include a wide-range of supplementary benefits to make the perfect combination to meet your needs.

Increase your investment by topping-up your commitment without any change to the coverage.

Provide contingency funds for your loved ones in the unfortunate event of your death or total & permanent disability (TPD).

Flexible investment options to help you gain more
Flexible choice to build contingency funds

Adjust your protection and investment level according to your life stages / circumstances.

Include a wide-range of supplementary benefits to make the perfect combination to meet your needs.

Flexible sum insured

Choose a pay-out amount starting from RM25,000 to RM500,000.

Easy and simple sign-up

Just answer 4 simple questions. No medical examinations required!

Maturity benefit

Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your Account Value (if any).

Loyalty bonus

Every 2 policy years starting from 6th policy anniversary onwards, an additional 0.5% of the average monthly account value over the last 2 years will be credited into your account value.

Loyalty booster

On 20th policy anniversary, an additional 20% of the average monthly account value over the last 10 years will be credited to your account value based.

Guaranteed renewal

Your policy is guaranteed to be renewed up to age 100 at your option⁵ and without underwriting.

Short Term Financial Commitment

Start and end your financial commitment early so that you can enjoy life now! AXA Aspire Invest requires 5 years premium payment term only and you can harvest your investment returns after 15, 20 or 30 years.

Death or Total & Permanent Disability (TPD) Benefit

Protect you and your family against any unforeseen circumstances that might happen to you such as death or TPD before age 70.

Additional Accidental Death or TPD Benefit

In the event of an accident that causes death or TPD before age 70, we will pay an additional 100% of the total premium paid, and subject to RM 2,000,000 per life.

Potential dividends to enhance your wealth accumulation
Further potential upsides
Lump sum benefit at maturity

Receive additional non-guaranteed cash dividends that is projected to be payable from the end of the 2nd policy year.

Enjoy the flexibility to invest your guaranteed annual income and non-guaranteed cash dividends into our professionally managed investment funds to enhance your returns.

Receive lump sum payment of basic sum insured, non-guaranteed terminal dividend (if any), accumulated annual income (if any) and accumulated non-guaranteed cash dividends (if any) at maturity.

Further potential upsides
Lump sum benefit at maturity
Option to enhance protection by adding supplements

Enjoy the flexibility to invest your guaranteed cash endowments and non-guaranteed cash dividends into 4 choices of professionally managed funds.

Upon maturity, you will receive the lump sum payment of basic sum insured as well as non-guaranteed terminal dividend, accumulated cash endowment, and accumulated non-guaranteed cash dividends (if any).

You can enhance your protection by combining PaySaver+ to Payor Benefit Add-ons, Waiver of Premium Add-ons or Spouse Payor Benefit Add-ons to enhance your protection. While additional premiums are required for supplementary protection, your premiums will be waived should an unexpected event happen to you.

Options

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What we do not cover

1. Suicide within twelve (12) months from the issue date or any date of reinstatement, whichever is later.
2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.

For the full list of exclusions, kindly refer to the product brochure, available for download below.

This product is not for you if...

Your age is 71 and above.

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Fequently Asked Questions

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