Personal Accident Plan With High Cash Payout

Give yourself a VIP protection with cash payout from RM1,000,000 in the event of accidental death or permanent disablement

SmartCare VIP

Have you ever worried about your family should anything happen to you? SmartCare VIP provides high lump sum cash payout so you & your family can maintain the lifestyle you want

Key benefits explained
  • High cash payout starting from RM1mil (high sum insured)

    SmartCare VIP pays from RM1mil & above in the event of accidental death or permanent disablement

  • High Medical Coverage Including alternative treatments

    Medical expenses cover up to RM 30,000 and includes Chinese physician and bonesetter services

  • Weekly payout up to RM104,000 (optional)

    Pays up to RM1,000 per week for a maximum of 104 weeks if you are temporarily disabled due to accident which prevents you from working

  • Repatriation or funeral expenses

    In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses

  • Covers compensation to third parties

    Covers payments you are legally responsible to pay a third party for accidental bodily injury or property damage

  • Bereavement benefit

    RM5,000 payment in cases of death due to Dengue fever

Interested in this product?
What we do not cover

1. Intentional self-inflicted Injury, suicide or attempted suicide
2. Illnesses and diseases
3. Injuries resulting from engagement in professional sports or dangerous activities such as winter sports, sky diving and bungee jumping
4. People employed in hazardous occupations

For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Important product details
Underwritten by AXA Affin General Insurance Berhad