Annual coverage for e-hailing and private usage

Kick-start your journey as an e-hailing driver with 24/7 comprehensive protection and absolute peace of mind

SmartDrive - Sharing

Did you know? Conventional comprehensive private motor insurance DOES NOT cover your e-hailing services because e-hailing vehicles are classified as public service vehicles in Malaysia.

SmartDrive – Sharing is an add-on to comprehensive private motor insurance that provides e-hailing driver like you, your vehicle and other third party road users with an all-in-one 24/7 protection whether you are driving for e-hailing services or private usage when you are off-duty.

Key benefits explained
  • 24/7 protection for both e-hailing services and private usage
    • - Loss or Damage to your own car
    • - Liability to Third Party
    • - Legal Liability to/of Passenger
    • - Driver Personal Accident cover with up to RM10,000 pay-out for death, bodily injury, or disablement caused by road accidents
  • Fast forward your claims in 4 working days
    • - Claims below RM5,000 approved in 4 working days* upon full submission of documents
    • - Claims RM5,000 & above approved in 6 working days* upon full submission of documents

    *Excluding claims under further investigation and claims with severe vehicle damage

  • 24/7 emergency road assistance

    24 hour hotline service for car breakdown and towing services

  • Repair warranty

    6-month warranty for all repairs by our Panel Repairer

  • Extend your coverage

    Options to include coverage for flood, landslide, or damage from riots

  • Optional windscreen cover

    Panel of over 200 windscreen workshops, with easy claims and no impact on your NCD

Interested in this product?
What we do not cover

1. Damage caused by flood, unless extended coverage for flood is purchased
2. Damage to vehicle caused by use in motor sports or competition

For the full list of Benefits and Exclusions, kindly refer to our Policy Wording, available for download below.

Important Product Details
Underwritten by AXA Affin General Insurance Berhad