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SPIKPA

Packaged health insurance for foreign workers' healthcare needs

Provides hospitalisation benefits for foreign workers during their employment in Malaysia

Key benefits explained
  • Hassle-free cashless admission to government hospitals

    Easy and quick access to treatment through electronic system, no medical card required

  • Coverage at affordable premium

    Standardised premium of RM120 per year for overall RM10,000 annual limit

Interested in this product?
What we do not cover

1. Specified Illnesses during the first 120 days of cover
2. Treatment related to pregnancy
3. Treatment which is caused by suicide, self-inflicted injuries, racing and hazardous sports
4. Outpatient treatment (e.g. Pre- and Post-hospitalisation)

Please refer to the Policy Wording for complete list.

Important product details
Underwritten by AXA Affin General Insurance Berhad