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Enjoy your trips with absolute peace of mind by getting this all-in-one travel insurance online now
Enjoy your trips with absolute peace of mind by getting this all-in-one travel insurance online now
Isn't it frustrating when your flights get delayed? Or when your luggage gets lost in transit? SmartTraveller has you covered for any unfortunate events on your overseas trips, including accidents or illnesses while you are travelling.
Pays for your medical and hospital expenses incurred overseas due to accident or illness during your travels up to RM300,000
Pays for loss or damage to your baggage, including personal items up to RM500 per item, as well as travel and baggage delays
Upon receipt of full documents, AXA will revert with claim decision within 5 working days
Buy travel insurance at least 14 days before your trip, and we will compensate you for irrecoverable travel and accommodation expenses as a result of trip cancellation due to serious injury or illness to you or your immediate family.
Unlimited coverage for emergency transportation and medical care to the nearest hospital
Get protection for a single trip or save more with an annual plan that covers unlimited number of trips in a year
Get your travel insurance online 24/7 before departure
1. Any existing medical conditions or those which occurred before the policy
2. Any treatment related to pregnancy
3. Travels against medical advice, or for the purpose of obtaining treatment
For the full list of Benefits and Exclusions, kindly refer to our Policy Wordings, available for download below.
SmartTraveller-Brochure-Single-Trip.pdf
704 KB
SmartTraveller Policy Wording.pdf
90 KB
SmartTraveller Single Trip PDS.pdf
89 KB
SmartTraveller-Brochure-Annual-Trip.pdf
952 KB
SmartTraveller Annual Policy Wording.pdf
95 KB
SmartTraveller Annual PDS.pdf
97 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
