Overseas Travel Protection

Enjoy your trips with absolute peace of mind by getting this all-in-one travel insurance online now


Isn't it frustrating when your flights get delayed? Or when your luggage gets lost in transit? SmartTraveller has you covered for any unfortunate events on your overseas trips, including accidents or illnesses while you are travelling.

Key benefits explained
  • High medical coverage when overseas

    Pays for your medical and hospital expenses incurred overseas due to accident or illness during your travels up to RM300,000

  • Get compensated for travel inconveniences

    Pays for loss or damage to your personal items up to RM500 per item, as well as travel and baggage delays

  • Fast claim status update

    Upon submitting your travel claim online, you will be notified on the status i.e. claim decision within:

    • - 5 working days for non-medical claim
    • - 7 working days for medical claim

    If your claim is approved, the claim payment will be credited to your bank account within the next 2 working days from approval date.

  • Trip cancellation

    Buy travel insurance at least 14 days before your trip, and we will compensate you for irrecoverable travel and accommodation expenses as a result of trip cancellation due to serious injury or illness to you or your immediate family.

  • Emergency medical evacuation

    Unlimited coverage for emergency transportation and medical care to the nearest hospital

  • Single trip and annual unlimited trips available

    Get protection for a single trip or save more with an annual plan that covers unlimited number of trips in a year

  • Instant coverage

    Get your travel insurance online 24/7 before departure

Interested in this product?
What we do not cover

1. Any existing medical conditions or those which occurred before the policy
2. Any treatment related to pregnancy
3. Travels against medical advice, or for the purpose of obtaining treatment

For the full list of Benefits and Exclusions, kindly refer to our Policy Wordings, available for download below.

Important product details
Underwritten by AXA Affin General Insurance Berhad