Protect you and your employees on business travels around the world
SmartBusiness Traveller is a group travel PA designed for Business Owners/SMEs to provide insurance coverage for themselves and their employees while on business trips around the world.
High Medical coverage when overseas
Alternative Employee/ Resumption of Assignment
Key Employee Recruitment Fee
Reimbursements for medical and hospital expenses incurred overseas due to accident or illness
Reimbursement on the costs of getting a substitute for an employee on assignment who met an accident while on official overseas duties
Reimburse the costs of recruitment for replacement key employee in the event of key employee sustaining death or permanent disability due to accident while travelling overseas.
High Medical coverage when overseas
Alternative Employee/ Resumption of Assignment
Key Employee Recruitment Fee
Reimbursements for medical and hospital expenses incurred overseas due to accident or illness
Reimbursement on the costs of getting a substitute for an employee on assignment who met an accident while on official overseas duties
Reimburse the costs of recruitment for replacement key employee in the event of key employee sustaining death or permanent disability due to accident while travelling overseas.
High Medical coverage when overseas
Alternative Employee/ Resumption of Assignment
Reimbursements for medical and hospital expenses incurred overseas due to accident or illness
Reimbursement on the costs of getting a substitute for an employee on assignment who met an accident while on official overseas duties
SmartTraveller Easy Domestic
Offers you comprehensive coverage and 24-hour emergency assistance while travelling within Malaysia, including from East Malaysia to West Malaysia (and vice versa).
Jom Lokal Travel PA (Overland only)
Protects you and your family when you drive to your staycation destinations.
Benefits
Personal Accident (includes Major Burns)
24/7 coverage for Accidental Death and Permanent Disablement wherever you are in the world
Personal Accident (includes Major Burns)
24/7 coverage for Accidental Death and Permanent Disablement wherever you are in the world
Travel Inconvenience Benefits
Reimbursements for loss or damage to baggage and personal effects, travel and baggage delays, trip cancellation or curtailments.
Emergency Medical Evacuation & Repatriation
Coverage for emergency transportation and medical care to the nearest hospital, and the cost of repatriation back to Malaysia to continue treatment if deemed medically necessary
Personal Accident (includes Major Burns)
24/7 coverage for Accidental Death and Permanent Disablement wherever you are in the world
Travel Inconvenience Benefits
Reimbursements for loss or damage to baggage and personal effects, travel and baggage delays, trip cancellation or curtailments.
Accidental Death & Accidental Permanent Disablement
Pays as a result of Accidental Death or Accidental Permanent Disablement.
Accidental Death & Accidental Permanent Disablement
Pays as a result of Accidental Death or Accidental Permanent Disablement.
Accidental Medical Expenses
Reimburses expenses (including cost of emergency dental treatment) incurred due to accident. Also include Compassionate Visitation, Child Care Benefit, Hospital Allowance, Emergency Evacuation & Repatriation and Repatriation of Mortal Remains.
Accidental Medical Expenses
Reimburses expenses (including cost of emergency dental treatment) incurred due to accident at a clinic or hospital
Personal Belongings
Pays for loss of or damage to your baggage and personal effects due to theft or negligence of the common carrier. Also include baggage delay and expenses incurred for personal money & travel document replacement.
Loss of Mobile Phone, Credit Card & ewallet/Digital Wallet Protection
Pays as a result of snatch theft or robbery at the destination place during your trip.
Travel Inconvenience and Cancellation
Includes Travel Delay which pays if the conveyance is delayed from the scheduled departure for each consecutive 6 hours delay, Trip cancellation and Trip Curtailment if it is necessary and unavoidable to cancel or curtail the trip, as well as missed departure due to breakdown of public transport services to get to your departure point
Journey Disruption
Covers towing due to vehicle breakdown, Minor roadside repair expenses, cost of alternative transportation and rental car excess
Optional Extensions
Golf Equipment
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Theft of Electronic Equipment (Business Property)
Terrorism
Flight Cancellation/Rescheduling during Trip
Pandemic Cover for Overseas Trip
Domestic Travel Extension
Terrorism
Injury, loss or damage caused directly by acts of terrorism
Food and Drink Poisoning
Reimburses medical bill incurred from food or beverage poisoning
Leisure Scuba Diving
Amateur scuba diving up to a depth of 30 meters
Amateur Sports
Accidental death or injury due to participation in any amateur sport other than in any kind of speed contests.
Trip Cancellation due to Pandemic
If you or your travel companion or family member is diagnosed with pandemic illness
Trip Cancellation due to Pandemic
If you or your travel companion or family member is diagnosed with pandemic illness
Free Extensions
Golf Equipment
Theft of Electronic Equipment (Business Property)
Terrorism
Golf Equipment
Theft of Electronic Equipment (Business Property)
Terrorism
Terrorism
Injury, loss or damage caused directly by acts of terrorism
Food and Drink Poisoning
Reimburses medical bill incurred from food or beverage poisoning
Leisure Scuba Diving
Amateur scuba diving up to a depth of 30 meters
Amateur Sports
Accidental death or injury due to participation in any amateur sport other than in any kind of speed contests.
Trip Cancellation due to Pandemic
If you or your travel companion or family member is diagnosed with pandemic illness
Trip Cancellation due to Pandemic
If you or your travel companion or family member is diagnosed with pandemic illness
Optional Add-ons
Flight Cancellation or Rescheduling During Trip
Pandemic Cover
Cruise Cover
Pay for the non refundable prepaid expenses or deposits paid if you cancel the trip or pay for an alternative flight ticket as a result of flight cancellation or rescheduling during trip.
Option to extend cover for Pandemic events. This covers for Trip Cancellation, Trip Curtailment, Medical, Hospital and Treatment Expenses, Hospital Allowances, Emergency Medical Evacuation, Emergency Medical Repatriation and Repatriation of Mortal Remains if you are diagnosed with pandemic illness
Reimburse the additional expenses to join the cruise due to missed connection as a result of flight delay or rejoin due to hospitalisation on land. Also reimburse for additional expenses to secure return flight home due to delay in the cruise arriving at disembarkation port.
Golf Equipment
Theft of Electronic Equipment (Business Property)
Terrorism
Terrorism
Injury, loss or damage caused directly by acts of terrorism
Leisure Scuba Diving
amateur scuba diving up to a depth of 30 meters
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Food and Drink Poisoning
Reimburses medical bill incurred from food or beverage poisoning
Amateur Sports
Accidental death or injury due to participation in any amateur sport other than in any kind of speed contests.
Trip Cancellation due to Pandemic
If you or your travel companions or family member is diagnosed with a pandemic illness
Remove
Remove.
Trip Cancellation due to Pandemic
If you or your travel companions or family member is diagnosed with a pandemic illness
Remove
Remove
