Travel & Personal Accident

SmartCare VIP

Travel & Personal Accident

SmartCare VIP

Personal Accident Plan With High Cash Payout


With SmartCare VIP, you can create an immediate emergency fund to protect you and your family 24 hours a day, anywhere in the world.

Enjoy VIP protection with a high lump sum cash payout from RM1,000,000 in the event of accidental death or permanent disablement.

High Cash Payout
High Medical Coverage

Payout up to RM 3 million in the event of accidental death or permanent disablement.

Medical expenses cover up to RM 30,000, including Chinese physician and bonesetter services.

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High Cash Payout
High Medical Coverage

Payout up to RM 3 million in the event of accidental death or permanent disablement.

Medical expenses cover up to RM 30,000, including Chinese physician and bonesetter services.

Remove

High Cash Payout
High Medical Coverage

Payout up to RM 3 million in the event of accidental death or permanent disablement.

Medical expenses cover up to RM 30,000, including Chinese physician and bonesetter services.

SmartTraveller Easy Domestic

Offers you comprehensive coverage and 24-hour emergency assistance while travelling within Malaysia, including from East Malaysia to West Malaysia (and vice versa).

Jom Lokal Travel PA (Overland only)

Protects you and your family when you drive to your staycation destinations.

Optional Benefits

Temporary Total Disablement Weekly Benefit

Weekly cash benefit up to 104 weeks if you are temporarily disabled due to accident.

Temporary Total Disablement Weekly Benefit

Weekly cash benefit up to 104 weeks if you are temporarily disabled due to accident.

Remove

Remove

Temporary Total Disablement Weekly Benefit

Weekly cash benefit up to 104 weeks if you are temporarily disabled due to accident.

Remove

Optional Extensions

SmartCare VIP also comes with these key benefits

Repatriation or funeral expenses
Personal Liability
Bereavement

In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses.

Cover your liabilities should you be liable to pay a third party for accidental bodily injury or property damage.

RM5,000 payment in cases of death due to dengue fever

RM5,000 payment in cases of death due to Dengue fever

Flight Cancellation/Rescheduling during Trip
Pandemic Cover for Overseas Trip
Domestic Travel Extension

In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses.

Cover your liabilities should you be liable to pay a third party for accidental bodily injury or property damage.

RM5,000 payment in cases of death due to dengue fever

Free Extensions

SmartCare VIP also comes with these key benefits

Repatriation or funeral expenses
Personal Liability
Bereavement

In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses.

Cover your liabilities should you be liable to pay a third party for accidental bodily injury or property damage.

RM5,000 payment in cases of death due to dengue fever

RM5,000 payment in cases of death due to Dengue fever

Repatriation or funeral expenses
Personal Liability
Bereavement

In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses.

Cover your liabilities should you be liable to pay a third party for accidental bodily injury or property damage.

RM5,000 payment in cases of death due to dengue fever

Optional Add-ons

Flight Cancellation or Rescheduling During Trip
Pandemic Cover
Cruise Cover

Pay for the non refundable prepaid expenses or deposits paid if you cancel the trip or pay for an alternative flight ticket as a result of flight cancellation or rescheduling during trip.

Option to extend cover for Pandemic events. This covers for Trip Cancellation, Trip Curtailment, Medical, Hospital and Treatment Expenses, Hospital Allowances, Emergency Medical Evacuation, Emergency Medical Repatriation and Repatriation of Mortal Remains if you are diagnosed with pandemic illness

Reimburse the additional expenses to join the cruise due to missed connection as a result of flight delay or rejoin due to hospitalisation on land. Also reimburse for additional expenses to secure return flight home due to delay in the cruise arriving at disembarkation port.

Repatriation or funeral expenses

In the event of death due to accident while overseas, we pay for repatriation expenses, or for local cases, funeral expenses.

Personal Liability

Cover your liabilities should you be liable to pay a third party for accidental bodily injury or property damage.

Bereavement

RM5,000 payment in cases of death due to dengue fever

FAQ

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