Travel & Personal Accident

SmartPA Enhanced

Travel & Personal Accident

SmartPA Enhanced

Protect Against the Unexpected

Plan ahead with SmartPA Enhanced. It secures you and your family with a wide range of coverage and benefits to ensure you have comprehensive protection against the unexpected 24/7 anywhere in the world.

Double payout up to RM2 million
Renewal Bonus up to 120%
Renewal up to age 100
Family Plans Privilege

Double the sum insured for accidental death or permanent disablement travelling on a public transport, travelling overseas, during festive season or being a victim of snatch theft or robbery.

Principal sum insured increases by 15% per year up to 120% upon renewal of insurance

Enjoy continuous protection into your golden years.

Extend the protection to your spouse and family with unlimited number of children

Double payout up to RM2 million
Renewal Bonus up to 120%
Renewal up to age 100

Double the sum insured for accidental death or permanent disablement travelling on a public transport, travelling overseas, during festive season or being a victim of snatch theft or robbery.

Principal sum insured increases by 15% per year up to 120% upon renewal of insurance

Enjoy continuous protection into your golden years.

Double payout up to RM2 million
Renewal Bonus up to 120%

Double the sum insured for accidental death or permanent disablement travelling on a public transport, travelling overseas, during festive season or being a victim of snatch theft or robbery.

Principal sum insured increases by 15% per year up to 120% upon renewal of insurance

SmartTraveller Easy Domestic

Offers you comprehensive coverage and 24-hour emergency assistance while travelling within Malaysia, including from East Malaysia to West Malaysia (and vice versa).

Jom Lokal Travel PA (Overland only)

Protects you and your family when you drive to your staycation destinations.

Optional Benefits

Weekly Benefit Payout

Weekly benefit payout up to RM300 per week if you sustain temporary total disablement due to an accident

Weekly Benefit Payout

Weekly benefit payout up to RM300 per week if you sustain temporary total disablement due to an accident

Extend the protection to your spouse and family with unlimited number of children

Remove

Weekly Benefit Payout

Weekly benefit payout up to RM300 per week if you sustain temporary total disablement due to an accident

Extend the protection to your spouse and family with unlimited number of children

Optional Extensions

SmartPA Enhanced also offers the following benefits

High Sum Insured
Accidental Medical Expenses
Cashless Hospital Admission
No Claims Discount

Accidental Death or Permanent Disablement (including coma) up to RM1,000,000.

Covers your medical expenses up to RM12,000 for treatment from a hospital or clinic due to an accident.

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

10% discount on your renewal premium if you did not make any claim on your policy.

Flight Cancellation/Rescheduling during Trip
Pandemic Cover for Overseas Trip
Domestic Travel Extension

Accidental Death or Permanent Disablement (including coma) up to RM1,000,000.

Covers your medical expenses up to RM12,000 for treatment from a hospital or clinic due to an accident.

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

Free Extensions

SmartPA Enhanced also offers the following benefits

High Sum Insured
Accidental Medical Expenses
Cashless Hospital Admission
No Claims Discount

Accidental Death or Permanent Disablement (including coma) up to RM1,000,000.

Covers your medical expenses up to RM12,000 for treatment from a hospital or clinic due to an accident.

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

10% discount on your renewal premium if you did not make any claim on your policy.

High Sum Insured
Accidental Medical Expenses
Cashless Hospital Admission

Accidental Death or Permanent Disablement (including coma) up to RM1,000,000.

Covers your medical expenses up to RM12,000 for treatment from a hospital or clinic due to an accident.

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

Optional Add-ons

Flight Cancellation or Rescheduling During Trip
Pandemic Cover
Cruise Cover

Pay for the non refundable prepaid expenses or deposits paid if you cancel the trip or pay for an alternative flight ticket as a result of flight cancellation or rescheduling during trip.

Option to extend cover for Pandemic events. This covers for Trip Cancellation, Trip Curtailment, Medical, Hospital and Treatment Expenses, Hospital Allowances, Emergency Medical Evacuation, Emergency Medical Repatriation and Repatriation of Mortal Remains if you are diagnosed with pandemic illness

Reimburse the additional expenses to join the cruise due to missed connection as a result of flight delay or rejoin due to hospitalisation on land. Also reimburse for additional expenses to secure return flight home due to delay in the cruise arriving at disembarkation port.

High Sum Insured

Accidental Death or Permanent Disablement (including coma) up to RM1,000,000.

Accidental Medical Expenses

Covers your medical expenses up to RM12,000 for treatment from a hospital or clinic due to an accident.

Cashless Hospital Admission

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

FAQ

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.

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