Wealth Accumulation with Short-Term Commitment

With short-term commitment of only 4 years, you can now protect your financial well-being and grow your wealth.


Our life is full of dreams and goals we hope to achieve. Be it for retirement, child’s education, a dream home or even a well-deserved vacation, all these require proper financial planning to achieve your desired goal. However, if you’re facing a financial stretch in your career, committing to a long-term savings plan can be stressful. For this reason, AXASaver was designed to help you diversify your savings and achieve your financial goals. With just a short-term commitment of only 4 years, you can now build your wealth and enjoy protection at the same time.

Key benefits explained
  • Short-term premium commitment with choice of policy terms

    Commit for only 4 years to enjoy continuous savings and insurance protection for 16, 20, 25 or 30 years.

  • Guaranteed annual income up to 18% of p.a.

    Enjoy guaranteed annual income of up to 18% of sum insured payable from the end of the 1st policy year until the policy matures.

  • Legacy benefit

    Guaranteed annual income will continue to be payable to you or your loved ones until end of policy term even in the event of death or Total and Permanent Disability (TPD) prior to age 65.

  • Death and Total and Permanent Disability (TPD) Protection

    Upon death or TPD prior to age 65, a lump sum benefit will be paid out to you or your loved ones.

  • Potential dividends to enhance your wealth accumulation

    Receive additional non-guaranteed cash dividends that is projected to be payable from the end of the 2nd policy year.

  • Further potential upsides

    Enjoy the flexibility to invest your guaranteed annual income and non-guaranteed cash dividends into our professionally managed investment funds to enhance your returns.

  • Lump sum benefit at maturity

    Receive lump sum payment of basic sum insured, non-guaranteed terminal dividend (if any), accumulated annual income (if any) and accumulated non-guaranteed cash dividends (if any) at maturity.

Interested in this product?
What we do not cover?

1. Suicide within 1 year from the issue date or a date of reinstatement (if any), whichever is later.
2. Total Permanent Disability resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not, any pre-exisiting, or recurring, injury or disablement prior to Issue Date or any date of reinstatement and participation in hazardous activities, any form of racing other than on foot, or any speed or endurance contest.

For the full list of exclusions, kindly refer to our brochure, available for download below.

The product is not for you if...

Your age is 66 and above.

Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad