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Protect your wealth and enjoy great return of investment
Protect your wealth and enjoy great return of investment
Are creating wealth and achieving financial freedom your long-term goals in life? When you are too focused on wealth creation and accumulation, there may be an oversight on wealth protection. Any unforeseen circumstance might jeopardise your efforts overnight, leaving your loved ones in a worrying state.
We at AXA AFFIN Life Insurance acknowledge your need for wealth creation, accumulation and distribution. Let AXA Wealth Creator – our best legacy plan – protect you and your wealth throughout the entire wealth management journey. Leave the hard work to us to manage your wealth protection!
We have 4 premium term options that you can choose to suit your financial planning needs. The premium terms are 5, 10, 15 or 20 years.
In the event of Death or TPD (before age 70), we shall pay you the amount which is higher of
a. Basic Sum Insured less withdrawals², or
b. Account Value (if any)
If Death or TPD⁴ due to accidental causes occurs before age 70, we shall pay you the following in additional to the Death or TPD benefit respectively:
If Accidental Death and TPD, 100% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Land Transportation, 200% of sum insured will be payable.
If Accidental Death in or on Public Conveyance of Water or Air Transportation, 300% of sum insured will be payable.
If Accidental Death in or on Public Conveyance during Public Holiday, 400% of sum insured will be payable.
If you are diagnosed with terminal illness, 100% of the death benefit will be payable.
Upon maturity of the policy, you will receive a lump sum payment that is equivalent to your Account Value (if any).
Every 2 policy years starting from 6th policy anniversary onwards, an additional 0.5% of the average monthly account value over the last 2 years will be credited into your account value.
On 20th policy anniversary, an additional 20% of the average monthly account value over the last 10 years will be credited to your account value based.
Your policy is guaranteed to be renewed up to age 100 at your option⁵ and without underwriting.
¹Any withdrawal made within the past 12 months from the date of the insured’s death or suffers from TPD.
²The maximum payout of TPD Benefit is subject to RM4,000,000 per life.
³The maximum payout of additional Accidental Death or TPD Benefit is subject to RM 3 million per life.
⁴In the event of the Insured’s Death or TPD due to accidental causes before age 70, if there is more than one claim is admitted, only the highest of any one of the benefits shown in the table above is payable.
⁵You will be notified on the renewal option at least 90 days prior to the plan’s expiry age.
1. Suicide within twelve (12) months from the issue date or any date of reinstatement, whichever is later.
2. TPD resulting from intentionally self-inflicted injury; any act due to war, declared or not; or military, naval or air service for any country at war, declared or not.
For the full list of exclusions, kindly refer to the product brochure, available for download below.
Your age is 71 and above.
AXA-WealthWealthCreator-Brochure(Apr2020)(Eng).pdf
251 KB
AXA-WealthWealthCreator-Brochure(Apr2020)(BM).pdf
251 KB
AXA-WealthCreator-Brochure(Apr2020)(Chi) (1).pdf
1281 KB
ENG_Standard ILPs Education Guide by LIAM.pdf
1395 KB
BM_Standard ILPs Education Guide by LIAM.pdf
1230 KB
CN_Standard ILPs Education Guide by LIAM.pdf
950 KB
AXA Be Well & Fit with T&C.pdf
4317 KB
AXA Be Well & Fit Step by Step_2.pdf
393 KB
In appreciation to its loyal customers, AXA Malaysia (AXA Affin General Insurance Berhad & AXA Affin Life Insurance Berhad) will be absorbing the 6% goods and services tax (GST) to all its policyholders, as follows:
For more information, please click here to contact us.
Important Notice :
Please be informed that Service Tax will be implemented by the Government of Malaysia with effect from 1 September 2018 at a rate of six (6) per centum.
AXA Affin Insurance Malaysia reserves the right to collect from you an amount equivalent to the Service Tax payable on the applicable premium for the policy period, or in the event that the policy period commences before but expires after 1 September 2018, to collect from you an amount equivalent to the Service Tax payable on the applicable premium calculated from 1 September 2018 on a pro-rated basis.
Your obligation to pay Service Tax shall form part of the Terms and Conditions in your insurance policy.
The laws governing Service Tax are as per the Service Tax Act, 2018 and all Regulations passed by the Government of Malaysia from time to time.
For more info on taxable services under the Insurance & Takaful industry, kindly click here (Reference: B. Service Tax – Item 9)
Notis Penting :
Dimaklumkan bahawa Cukai Perkhidmatan akan dikuatkuasakan oleh Kerajaan Malaysia pada 1 September 2018 pada kadar enam (6) peratus.
AXA Affin Insurance Malaysia berhak memungut sejumlah amaun bayaran Cukai Perkhidmatan yang dikenakan ke atas premium yang ditetapkan semasa tempoh polisi, atau sekiranya tempoh polisi bermula sebelum dan berakhir selepas 1 September 2018, memungut daripada pemegang polisi amaun Cukai Perkhidmatan secara pro-rata yang dikenakan ke atas premium yang dikira bermula 1 September 2018.
Kewajipan membayar Cukai Perkhidmatan hendaklah tertakluk kepada Terma dan Syarat di dalam polisi Insurans anda. Undang-Undang yang mentadbir Cukai Perkhidmatan adalah Akta Cukai Perkhidmatan, 2018 dan segala Peraturan yang diluluskan oleh Kerajaan Malaysia dari masa ke semasa.
Untuk maklumat lanjut tentang Cukai Perkhidmatan yang dikenakan di bawah industri Insurans & Takaful, sila klik sini. (Rujukan: B. Service Tax – No. 9)
