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High protection for your loved ones

A short-term commitment that protects your family for generations to come.

Wealth Protect Prime 2

As we grow older, we have family and obligations to take care of. These responsibilities are threatened by unexpected events and if it happens, our loved ones are left behind with no assurance. Hence, we need an assurance that will protect our family and leave them with a legacy.

Wealth Protect Prime 2 is a regular premium payment Investment-Linked insurance plan with coverage term¹ option of thirty (30) years or up to age eighty (80) of the insured which provides high coverage with short premium payment term to help you plan financial protection for your family.

Key benefits explained
  • High coverage for 30 years term or up to age 80 of insured

    In the event of death, receive minimum sum insured of RM500,000.

  • Total and Permanent Disability (TPD) coverage up until age 70

    TPD coverage up to 70 years old, with a maximum payout amount of RM4mil per life.

  • Terminal illness coverage

    Terminal illness coverage for up to the selected basic plan's coverage term with minimum sum insured of RM500,000.

  • Additional protection against accidents

    Additional payout² up to 400% sum insured for accidental deaths or TPD. If Death or TPD (before age 70) occurs due to accidental causes, the following will be payable in addition to the Death or TPD benefit respectively:
    1. Accidental Death or TPD: 100% of sum insured
    2. Accidental Death in or on Public Conveyance of Land Transportation: 200% of sum insured
    3. Accidental Death in or on Public Conveyance of Water or Air Transportation: 300% of sum insured
    4. Accidental Death in or on Public Conveyance during Public Holiday: 400% of sum insured

  • Maturity benefit

    Receive lump sum payment equivalent to Account Value (if any) upon policy maturity.

  • Short premium payment term

    Choose from 5, 10, 15 or 20 years premium payment term.

  • Flexibility of 4 Funds selection

    No fund switching fees, and unlimited fund switching allowed.

    Footnote:
    ¹The policy is guaranteed to be renewed without evidence of insurability at insured's option up to age 100. Insured will be notified on the renewal option at least 90 days prior to the plan’s expiry age.
    ²The amount payable shall be the highest of any one of the benefits shown above.

Interested in this product?
What we do not cover?

1. Death by suicide within 12 months from the issue date or any date of reinstatement, whichever is later.
2. Pre-existing diseases, illnesses, injuries and/or disabilities.

For the full list of exclusions, kindly refer to the product brochure, available for download below.

This product is not for you if...

You are below 15 days old and above 70 years old.

Important Product Details
Underwritten by AXA AFFIN Life Insurance Berhad